From Financial Education to Financial Capability: Opportunities for Innovation
As the economy rebounds, one solution for financial success lies in consumers ability to take responsibility for their finances through behavior changes as well as increased financial knowledge. CFSI...
View ArticleHow Should We Serve the Short-Term Credit Needs of Low-Income Consumers?
Presented at the Harvard Joint Center on Housing SymposiumAlmost one-third of the 30 million U.S. households who are unbanked or underbanked borrow to pay for small-dollar, short-term needs. Though...
View ArticleCan Email Alerts Change Behavior? An Experiment by Ready Credit Corporation
In the wake of the recent financial crisis, American households have shown greater interest in improving their financial management skills to help them endure the weakened economic environment. A study...
View ArticleCFSI Releases First Secured Credit Cards InBrief
CFSI recognized the potential growth of the secured card market and led a consumer research study on secured card products, conducted with MasterCard and Blue Flame Consulting. CFSI created a series of...
View ArticleCFSI Releases Second Secured Credit Cards InBrief
CFSI recognized the potential growth of the secured card market and led a consumer research study on secured card products, conducted with MasterCard and Blue Flame Consulting. CFSI created a series of...
View ArticleFinancial First Encounters: The Fractured Financial Landscape Facing Youth Today
and Lead Author, Corey Stone All kinds of organizations and institutions play influential roles in the lives of young people. This presents these organizations with an opportunity to promote the...
View ArticleCFSI Releases Third Secured Credit Cards InBrief
CFSI recognized the potential growth of the secured card market and led a consumer research study on secured card products, conducted with MasterCard and Blue Flame Consulting. CFSI created a series of...
View ArticleCFSI Mobile InBrief
Underbanked consumers need minute-to-minute information about their finances, and mobile financial services (MFS) are well suited to deliver it. Although these consumers often have insufficient access...
View ArticleBuilding Consumer Credit InBrief: A Winning Strategy for Financial...
Banks and credit unions can and should be doing much more to support consumer credit building – and, importantly, they can do so in ways that align their own success with the success of their...
View ArticleMyMoneyAppUp Wrap Up Paper
The MyMoneyAppUp Challenge was a contest offering cash prizes intended to motivate American entrepreneurs, software developers, the public, and students to propose the best ideas and designs for...
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